You and you alone control your crypto. The vault holding your Discount Dao gives businesses access to capital without relying on banks or traditional credit markets. By issuing Product & Service (P&S) tokens, businesses can pre-sell goods at a discount, raising liquidity directly from the community. This provides an immediate cash infusion while also securing future customers who will redeem those tokens.
is only accessible by you. It is held in an immutable smart contract.

Because the Dao collects revenue streams from partnered businesses and channels them into the system, the overall cost of borrowing decreases for everyone. This means businesses can access debt financing at rates that are cheaper than traditional loans.

Every dollar raised through P&S tokens not only funds business operations but also strengthens the stability of the protocol itself. This alignment creates a virtuous cycle: the stronger your business grows, the stronger the Dao becomes — and the more affordable financing becomes in return.

Holding DM, Discount Dao’s dollar-pegged stablecoin, gives savers access to market-leading, risk-free yields. Unlike traditional banks that rely solely on interest from borrowers, DM savings are powered by multiple streams: stability fees, liquidation mechanisms, and direct income from business partners.

DM is always backed by more collateral than its total supply, ensuring the value of your savings stays secure and cannot be frozen by any centralized authority.

Because the Dao receives income not just from loans but from real-world businesses, savers enjoy stronger and more reliable returns. The system is built to protect your capital while still letting you earn more than you would from a traditional bank savings account.

Investors in Discount Dao don’t just gain exposure to a stablecoin  they participate in a decentralized economy tied directly to real-world businesses. Returns are generated from genuine cashflows, creating resilience that purely speculative crypto assets lack

By holding DD tokens, investors have a direct voice in the direction of the protocol. From approving new collateral types to setting fee structures, governance ensures that the Dao evolves in line with community priorities.

When the Dao generates surplus income beyond its buffer, those earnings are used to buy back and burn DD tokens. This reduces overall supply and increases the long-term value of holding governance rights, aligning investors with the protocol’s continued success.